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Need an appraisal for an FHA-backed mortgage? Call Kurt Carlson Appraiser

Kurt Carlson Appraiser is Minnesota state certified and on the FHA Roster of approved residential appraisers.  This indicates that we are certified and approved by the FHA to do appraisals for home loans backed by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is backed by them. The lending organization takes care of all the money in the loan - the FHA simply backs the loan through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are formed to help low-to-moderate income buyers by easing credit requirements. Remember that the lender approving a loan associated with the FHA is allowed to pick their appraisers, different from VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are lifesavers to consumers with less starting income.